Visitor Medical Insurance -- SC Plans (Seven Corners Plans) (Formally known as SRI)
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Copyright © 2012 MCIS Multichoice Insurance Services, LLC. All rights reserved
MCIS Multichoice Insurance Services
Protect yourself and your loved ones under an insurance umbrella
Important Note: These plans provide coverage for Acute Onset of Pre-Existing Conditions.
Please read brochure for full description. Not all pre-existing conditions are covered.
Disclaimer: Please read brochure for full description of benefits. We won't be liable for any misinterpretation. If you have doubt or question, we strongly recommend you to
contact us.
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(800) 507 - 1428
Plan
Details & Information
Comprehensive Coverage Plans   Explain This Coverage                                      Compare These Plans
Plan
Details & Information
ATLAS
SERIES
®
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    Administrator: HCC Medical Insurance Services  |  Underwriter: Lloyd's of London  |  AM Best Rating: A "Excellent"
  • Plan appropriate for -- US & non-US citizens traveling outside their home country.
  • Ages -- 14 days old; Plan maximum vary for persons aged 70 years or older.
  • Coverage length --  Minimum 5 days to maximum 12 months
  • ID card -- Purchase online to print ID-card online.
  • Renew -- Renew online. Minimum 5 days renewal.
  • Notes -- This plan is not currently available for applicant physically located in State of New York.
BEACON
SERIES
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    Administrator: Azimuth Risk Solutions  |  Underwriter: Lloyd's of London  |  AM Best Rating: A "Excellent"
  • Plan appropriate for -- US & non-US citizens traveling outside their home country.
  • Ages -- 14 days old; Plan maximum vary for persons aged 70 years or older.
  • Coverage length --  Minimum 5 days to maximum initial purchase for 365 days
  • ID card -- Purchase online to print ID-card online.
  • Renew -- Renew online. Minimum 5 days renewal.

Liaison
Continent
®
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    Administrator: Seven Corners | AM Best Rating: A- "Excellent"  | Underwriter: Llyod's of London
  • Plan best suited -- US & Non-US citizens traveling outside their home country.
  • Ages -- 14 days old baby to 80+ yrs old person.
  • Coverage length -- Minimum 5 days to maximum 187 days.
  • ID card -- Apply online to get ID card in email.
  • Renew -- Renew online, by phone, by email, by fax. Minimum 5 days renewal.
  • Notes -- Plan A pays 80% $5000, then 100% to maximum. Plan B pays 75% to maximum.

Liaison
Majestic
®
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    Administrator: Seven Corners | AM Best Rating: A- "Excellent"  | Underwriter: Virginia Surety Company, Inc.
  • Plan best suited -- US & Non-US citizens traveling outside their home country.
  • Ages -- 14 days old baby to 80+ yrs old person.
  • Coverage length -- Minimum 5 days to maximum 1 years.
  • ID card -- Apply online to get ID card in email.
  • Renew -- Renew online, by phone, by email, by fax. Minimum 5 days renewal.
  • Notes -- Underwriter is Lloyd's of London for address in following states FL, NC, NY, OR, KS.

PATRIOT
PLATINUM
TRAVEL
®
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    Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
  • Plan best suited -- US & non-US citizens traveling outside their country of citizenship.
  • Ages -- 14 days old baby to 80+ yrs old person.
  • Coverage length -- Minimum 5 days to maximum 3 years.
  • ID card -- Apply online to print ID-card online
  • Renew (If you initially purchase the plan for min. 3 months) -- Renew online, by phone, by email, by fax.
    Minimum of 5 days renewal.

Fixed Coverage Plan   Explain This Coverage
VISITORS
CARE
®
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    Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International
  • Plan best suited -- Non-US citizens traveling outside their country of citizenship.
  • Ages -- 14 days old baby to 80+ yrs old person.
  • Coverage length -- Minimum 5 days to maximum 2 years.
  • ID card -- Apply online to print ID-card online.
  • Renew -- Renew online, by phone, by email, by fax. Minimum 5 days renewal.

Fixed Coverage Plan (Per Sickness/Injury)   Explain This Coverage
Inbound
USA
®
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    Administrator: Seven Corners | AM Best Rating: A "Excellent" | Underwriter: Lloyd's
  • Plan best suited -- Non-US citizens traveling to USA only.
  • Ages -- 14 days old baby to 99 yrs old person.
  • Coverage length -- Minimum 5 days to maximum 1 years.
  • ID card -- Apply online to get ID card in email.
  • Renew -- Renew online, by phone, by email, by fax. Minimum 5 days renewal.

 
VISITORS
CARE
®
Inbound
USA
®
Visitors Care
Inbound USA
 
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Quote/Buy Online
Type of Coverage
Fixed Coverage
Fixed Coverage
Per Incident/Sickness
Deductible
Per certificate Period
Per Incident
Co-Insurance
(Inside USA/Canada)
n/a
n/a
Pre-Existing
Condition Coverage
Optional Coverage

Age under 70:
Up to $5,000 in
coverage for Myocardial
Infarction (heart attack) or
Stroke

Age 70 or above: Up to $3,000
in coverage for Myocardial
Infarction (heart attack) or
Stroke

Please see
schedule of benefits
for this plan.
Optional Coverage

Age under 70:
Up to $5,000 in
coverage for Myocardial
Infarction (heart attack) or
Stroke

Age 70 or above: Up to
$3,000 in coverage for
Myocardial Infarction (heart
attack) or Stroke

Please see
schedule of
benefits for this plan.
PPO Network
First Health Network
Visit any doctor/hospital
Notes
--
--
Details
Premium
Benefits
Optional Pre-exsiting Benefit
Plan Description
Exclusions
Premium
Benefits
Optional Pre-exsiting Benefit
Plan Description
Exclusions
     
 
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Quote/Buy Online
 
 
ATLAS
SERIES
®
Liaison
Continent®
Liaison
Majestic®
PATRIOT
PLATINUM TRAVEL
®
Atlas Series
Liaison Continent
Liaison Majestic
Patriot Platinum Travel
 
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Quote/Buy Online
Quote/Buy Online
Quote/Buy Online
Type of Coverage
Comprehensive
Coverage
Comprehensive
Coverage
Comprehensive
Coverage
Comprehensive
Coverage
Deductible
Annual
Annual
Annual
Annual
Co-Insurance
(Inside
USA/Canada)
After you pay the deductible,
underwriters will pay 80% of the
next $5,000 of Eligible Expenses,
then 100% to the Overall
Maximum Limit.
Coinsurance will
be waived
if expenses are
incurred within the PPO and
expenses are submitted to
Underwriters for review and
payment directly to the provider.
Plan A: After deductible, you pay
20% of the first $5,000 in
covered expenses, rest covered
at 100% up to policy maximum.

Plan B: After deductible, you pay
25% up to policy maximum.
After you pay the deductible,
the program pays 90% of the
next $5,000 of eligible
expenses, then 100% to the
selected Medical Maximum.
After you pay the deductible,
the program pays 100% to
the selected Medical Maximum.
Pre-Existing
Condition Coverage
Age under 70: You are covered
for an Acute Onset of a
Pre-existing Condition. Coverage
is available up to
$15,000
Maximum for Eligible Medical
Expenses and up to
$25,000 for
Emergency Medical Evacuation.

Ages 70 & above: No
Pre-existing coverage.

An Acute Onset of a Pre-existing
Condition is a sudden and
unexpected outbreak or recurrence
of a Pre-existing Condition which
occurs spontaneously and without
advance warning either in the form
of Physician recommendations or
symptoms. Treatment must be
obtained within 24 hours of the
sudden and unexpected outbreak
or recurrence.
Age under 70: You are covered
for an Acute Onset of a Pre-
existing Condition as defined
below. Coverage is available up
to
$15,000 Lifetime Maximum
for Eligible Medical Expenses and
up to
$25,000 Lifetime
Maximum for Emergency Medical
Evacuation.

Age 70 & above: No Pre-
existing coverage.

Acute Onset of a Pre-existing
Condition” is a sudden and
unexpected outbreak or
recurrence of a Pre-existing
Condition(s) which
occursspontaneously and without
advance warning either in the
form of Physician
recommendations or symptoms,
is of short duration, is rapidly
progressive, and requires urgent
care.
For US Citizens: Up to
$20,000 for U.S. citizens
traveling outside the United
States.

For Non-US Citizens: For
foreign nationals visiting the
United States, up to $200
per day for each night spent
in the hospital after being
admitted for either a heart
attack or stroke. Max. Benefit
of $3,000.
Age under 65 (Non US
Citizens):
This plan will pay
up to a $20,000 lifetime
maximum for eligible medical
expenses and up to $20,000
lifetime maximum for
emergency medical evacuation.

Age under 65 (US citizens):
Plan will pay the Usual
Reasonable and Customary
charges of a sudden and
unexpected recurrence of a
Pre-existing Condition
(defined on the Exclusions
page) up to the plan
maximum. For those without a
primary health plan, Patriot
Platinum International will pay
up to a $20,000 lifetime
maximum.

Age 65 and older (US
Citizens)
, with or without a
primary health plan, Patriot
Platinum International will pay
up to a $2,500 lifetime
maximum. The primary health
plan must have existed prior
to the effective date and
during coverage of the Patriot
Platinum plan, and the
Pre-existing Condition must
be covered under the primary
health plan.
PPO Network
CMN Network
Hygeia Network
Hygeia Network
First Health Network
Notes
Not available for applicants
physically located in State of New
York.
--
--
--
Details
Benefits
Pre-Existing Coverage
Plan Description
Exclusions
Premium
Benefits
Optional Pre-exsiting Benefit
Plan Description
Exclusions
Premium
Benefits
Pre-Existing Coverage
Plan Description
Exclusions
Premium
Benefits
Pre-exsiting Benefit
Plan Description
Exclusions
         
 
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